N. Bhatia and J. Bansal, “Tech-Driven Microfinance Models for Poverty Alleviation and Financial Inclusion”, IJSDGPB, vol. 2, no. 3, pp. 7–9, Sep. 2024, Accessed: Oct. 02, 2025. [Online]. Available: https://sdgjournal.com/index.php/sdg/article/view/SDG240303